JOY, Frances Mildred "Millie"-  87, Black Point, Halifax Co., passed away in Parkstone, Halifax, Wednesday, November 11, 2009. Born in Chatham, N.B., December 15, 1921, she was a daughter of the late Robert and Anne (Bracken) Fernandez. She was predeceased by her husband, Eric A. Joy; sisters, Alice "Susie" (Fraser), Margaret, Katherine "Kate" (Turple), Gertrude (Major) and Sister Mary Blanche; brothers, Robert, William, Marvin and Carl. She was president of Big Eric's Restaurant Supplies. A devote Roman Catholic, she was a member of Saint Anthony's Parish, Hubbards, the Catholic Women's League and the Ladies Auxilliary Black Point Fire Department. She is survived by sons, David, Black Point; Paul (Cathy), Lower Sackville; Tony (Trudy), Black Point and daughter, Mary Lee O'Neil (Terry), Halifax; grandchildren, Craig, Kelly LeBlanc (Steve), Christopher, Erin, Andrew, Eric, Meghan, Cailin and Brandon; great-granddaughter, Gabrielle. Millie was always astute in financial matters. Her constant advice for her grandchildren was to, "Pay yourself first." To her employees she said, "Make sure you add enough for freight." The family wishes to thank her devoted nursing staff and caregivers on Parkstone Princess Lane especially Tara as well as Holly, Gillian, Nicole, Crystal and Taunya. Visitation in Ronald A. Walker Funeral Home, 13549 Peggy's Cove Rd., Tantallon today from 2-4 and 7-9 p.m. Funeral mass will be held at 1:30 p.m. Saturday in St. Anthony's followed by a reception in the church hall. Burial in Pine Hill Cemetery, Hubbards. Condolences on-line at: rawalker.ca.  In lieu of flowers, donations to St. Anthony's Roman Catholic Church, Hubbards Maintenance Fund.